uh… that’s exactly how it worked. The Wikipedia page you linked mentions credit bureaus. If you go to that page you can see they were established in the USA by the mid 1800s. Yes, it was all done on paper. That’s how the world used to work.
Yes! Now I get to continue enjoying the fruits of unpaid labor. Even better I’ll be able to complain about every niche issue I have without ever contributing anything. Woohoo!
I too met my wife on Omegle. It was in text chat. We were both around 14 years old at the time. I don’t remember what talked about but we ended up exchanging phone numbers. We texted for years and would sometimes play video games together.
Eventually towards the end of high school I was able to fly out to visit her. I did that a few times and was totally convinced at the point I was in love. So I moved across the country to be with her after graduation.
Married and few years ago and we’re 27 now so it’s been 13 years since we met on there. :)
That’s such a silly argument. Nobody is forcing you to buy Fortnite skins when your kid is starving. Monetary incentives are how the things people want get created. Yes, there would still be plenty of content on the internet if we banned monetization of digital goods but it would be overwhelmingly incoherent and low quality.
It would also destroy the livelihood of millions of people. What about their children? Do they not deserve to eat?
Edit: I should add that it would be more reasonable for you to say “food and healthcare should be available to everyone”. That’s not an unreasonable statement.
Digital goods are infinite but the cost to produce them is real. If stock images were free there wouldn’t be very many of them.
Credit scores didn’t exist but credit bureaus date back to the mid 1800s in the USA. Also, as others have mentioned creditors would do their due diligence and try to assert that you would be able to pay back your loans by doing many of the same things they do now.
This really isn’t some new, crazy concept like you’re making it out to be. The score has only simplified the process.