I knew a Richard Odar. Pronounced odor

Video games, Movies, Books

It has 3 solid GameCube games

It has 3 soild movies

It has 3 solid books

Last lap

Make it your best!

Ridge Racers

Low battery noise for Astro headphones

Beeeep.beep.beep beep…beep…beep

I always found it interesting that Rolls-Royce had to let vibrations and noise in the back of their cars. Moving in a car without identifiers really trips with the brain.

Good take

I wouldn’t even be against sharing some information so they could give me better ads

I’m not in the market for a new car. I don’t need car ads.

But knowing I shop at Something Hardware a lot and they are having a spring black friday sale on the tool I’ve been eyeing would be nice.

Even still Something Hardware just slapping their logo in an ad is not helpful at all.

If ads were helpful they wouldn’t be annoying

It’s a suicide cord. Works great for generators

Sorry, I don’t know of any good resources off the top of my head

Agnostic Theist

Or

Agnostic Atheist

Are what the majority of people are.

Agnostic makes the most sense because there is no “proof” a God or gods exists or doesn’t exist.

If I walk up to a Theist or Atheist and ask for “proof,” neither side will have any.

When you ask a Gnostic Theist that practices Christianity (but could be any religion). They will say that the Bible is “proof” and that they know that to be the truth. They claim to have the knowledge that their belief is correct.

A Gnostic Atheist doesn’t really exist. Because they would have to believe in some knowledge that is “proof” for their belief that no God or gods could ever exist. There is no knowledge out there that proves that.

It becomes a semantic battle of what do you call the God or gods and that “Anything is possible”

So you can assume anyone that calls themselves Atheist is an Agnostic Atheist.

As an example, no Atheist is going to lay down their life to die on a hill that no God or gods has ever existed. They believe that no God or gods existed, but they realize that the knowledge to prove it doesn’t exist yet.

A Gnostic Theist will die on the hill for what they believe because they truly believe that they have the knowledge to prove it.

Plato has a lot of good stuff to read up about religion

But unless you want to pick a religion and roll with it on faith, agnostic is what it is.

It’s nice to hope for a nice God or gods. That would make you Agnostic Theist.

But if you feel like a God or gods don’t exist then you’d just be Agnostic Atheist.

But to become religious, you’d have to read about all the different ones and see what speaks to you and decide yourself if you want to buy in or not.

It’s an Agnostic Theist (Don’t claim the knowledge but have the belief).

Rather than an Agnostic Atheist (Don’t claim the knowledge but don’t have the belief)

Gnostic Theist (Claim the knowledge and have the belief)

And

Gnostic Atheist (Claim the knowledge but don’t have the belief)

Are the other two

1% of 33 is .33

.33 × 7 =

.3 x 7 = 2.1

.03 x 7 = .21

21 + 2.1 = 2.31

So

7% of 33 = 2.31

You could also do

33% of 7

10% of 7 is .7

1% of 7 is .07

So 11% is .77

.77 × 3 =

.7 × 3 = 2.1

.07 × 3 = .21

2.1 + .21 = 2.31

Easy way to do %

Say you want 6% of 45

Seems hard right?

1% of 45 is .45

.45 × 6 =

.4 × 6 = 2.4

.05 × 6 = .3

2.4 + .3 = 2.7

So 6% of 45 is 2.7

Extra:

Say you want an item that is 40 dollars and it is 20% off.

10% is 4 dollars.

20% is 8 dollars.

So item would be 32 dollars.

Have you never seen A Bug’s Life? The queen has a pet aphid.

If this was alway true UPS and FedEx wouldn’t exist

Disagree.

You can get all the practice you need during school hours.

Maybe we should stop learning about the Ming dynasty and memorizing the Canterbury tales if we needed more time for math practice.

No order

• Pickin’ on Modest Mouse - Iron Horse
• August and Everything After - Counting Crows
• Closer to the Sun - Slightly Stoopid
• Manners - Passion Pit
• Dirt - Alice in Chains
• Wolfgang Amadeus Phoenix - Phoenix
• Silent Steeples - Dispatch
• The President of the United States of America - The President of the United States of America
• Building Nothing out of Something - Modest Mouse
• Dosage - Collective Soul

Getting a new card will temporarily drop your score a few points.

If you’re like me that charges everything to a credit card, then you need a lot of available credit to keep the credit utilization low. You want it below 10%.

High credit utilization is going to drop your score more than opening a new card.

Say I have 1 card that has 15k limit. If I spend 10k on it. I have a 66% credit utilization. My score would be horrible.

Now, if I get 7 cards and each have 15k limits. If I spend 10k on them then I have less than a 10% credit utilization and my score would be good.

Can I get 1 or 2 cards that have credit limit of 105k. Yes. But I have found increasing limit is harder than getting a new card.

With a new card you can get 0% apr which is free borrowing of money for 12 to 15 months.

You can get a welcome bonus which are usually very good.

And you can set it up so that you might be getting more rewards like 5% cash back on dinning or other things that another card might not give.

Getting more cards has it’s advantages

I’ve always found it difficult to increase the credit limit on cards I have had.

My first card started at 400, and then after a while, I finally got approved for a credit line increase, and it went to 1000.

A couple of months later, I opened a new bank account and got their credit card. I had like a 15k credit line at the start.

I’ve never asked for a credit line increase again

However, add on some more cards, and now I have a hefty credit line

The best thing about getting a new card is the rewards and perks.

For example, I just got a new card with 0% apr for 15 months. I get to borrow money conveniently for over a year while making interest on it. I get to keep my money in my investment portfolio while making interest the whole year.

More cards with higher credit lines means I can spend more during that 15 months while not affecting my credit score. It keeps credit utilization low.

Yeah, credit cards are easy to abuse. You should always be able to pay off a credit card if need be. You shouldn’t be overspending. Emergencies unfortunately happen, but unless you have the money, you shouldn’t be swiping the card. Treating it like a debit card is the best policy.

My credit score is over 800 and I have 8 cards plus some store ones.

Getting more cards helps your credit score in the long run

No you don’t have to have a lot of cards to get a good credit score

But it does help

You want a ton of cards to get good credit

5% is a lot bigger than 1%

Rewards add up