~50% of men probably wear a size 9-11 shoe
That’s a “Large” sock
Man with a size 8 shoe could probably still wear a “Large” sock and be fine.
~75% of women wear a size 7-9
Women with 6 or 6.5 should still be able to wear a 7-9 sized sock.
Families have genetically similar feet
I know from my experience, my father, my brother, and I all wear the same size. We all had different preferences and our own socks, but I could have easily worn their socks.
Credit cards = Free Money
1-5% cash back at most stores
So you can either pay in cash (or debit card) and get nothing. Or you can use a credit card and get 1-5% cash back
I need to spend $300 on groceries this month. If i had a credit card that did 5% on grocery purchases (one reason for multiple cards), then I’d have an extra 15 dollars this month. 180 dollars a year just because I used a credit card for a purchase I had to make.
I could have used my debit card, and the funds could be pulled directly from my checking account. Or the funds will be pulled directly from my checking account at the end of the month when I need to pay off my balance.
If I had an emergency $300 dollar expense in the middle of the month, I would have access to $300. If i purchased the groceries with the $300 in my checking account, I’d have no funds to hold over for 2 weeks. Longer if needed, a credit card can hold a balance for a price.
There really isn’t a reason why you shouldn’t use a credit card in America, other than poor spending habits
Credit cards can even give you perks like free cell phone accident protection when paying your wireless bill
Have multiple cards with multiple limits = higher available debt
The higher your available debt, the less percent you use out of it
Debt utilization is a big part of a credit score. And just getting that down having multiple high limit cards is a strategy.
Like if I spend 5k a month. One card with a 10k limit I am using 50% of my available credit. If i had 3 cards with 15k limits, I’d be using ~10%. Using 10%>50%
Opening up cards hurts your credit score in the short term but helps in the long run. You shouldn’t close a card unless you have to because having it is going to help your score for reasons mentioned above.
Bank robber. Get away driver.
Would be a good analogy.
Yes, the bank robber shot and killed the clerk.
But they are both bank robbers
Who is more evil? The one that does the act or the one that enables it?
Yep because you’re referring directly to the service. Which makes it a service.
It was one of those word bank middle school questions
You can still be on the grid and produce your own electricity. The electric company will even buy extra electricity from the consumer.
Electricity or milk is a good. Milk delivery or electricity delivery is a service that delivers a good.
No way you’d say “Milk” was a service, just like you shouldn’t say “Electricity” is a service. If you give more detail that makes it a service, then it would be a service.
It was a bullshit question and the teacher didn’t want to admit that.
Civics and Econ teacher.
You’re supposed to assume they mean “Electrical Service” but they can’t say service or they give you the answer.
“Home electricity” sure a service. Little vague but could be a service.
If I have solar panels on my house and store electricity in a battery. I am producing and storing a good. It would be home electricity.
That “electricity” was a service
Without context, it is a good.
It’s like natural gas. It is a good.
It’s like saying “milk” is a service because the milk man brings it to your house
She wouldn’t give me my damn point back on the quiz
Is it really from scratch if you don’t raise the piglet and butcher it yourself?
I wasn’t saying it was the best way, just a way. I’m not sure if it is the best. But the most simple way to make sure everyone’s basic needs are met is to give everyone their basic needs and then figure out who has enough to give to others.
The flaw with capitalism is that someone of no “value” gets no value
If a company can lay off one worker and become more efficient, that is great in capitalism. Just the one worker gets screwed.
If that worker was say a robot where you could sit it on the shelf and not worry about it, then that’s fine. But that worker is a human with needs and capitalism doesn’t help that person because they have no “value”.
The idea that we have to manufacture jobs for these people to “earn” money to live is another solution.
Putting money into the hands of the poor stimulates the economy.
It can stimulate the economy, it’s not a guarantee.
Always enjoyed this story:
Two economists are walking in a forest
The first economist says to the other “I’ll pay you $100 to eat that pile of shit.” The second economist takes the $100 and eats the pile of shit.
They continue walking until they come across a second pile of shit. The second economist turns to the first and says “I’ll pay you $100 to eat that pile of shit.” The first economist takes the $100 and eats a pile of shit.
Walking a little more, the first economist looks at the second and says, “You know, I gave you $100 to eat shit, then you gave me back the same $100 to eat shit. I can’t help but feel like we both just ate shit for nothing.”
“That’s not true”, responded the second economist. “We increased the GDP of the forest by $200!”
That being said, handing money out to everyone has an inflationary effect, so there would have to be some thought put into countering that. And I guarantee payday loan places would find a way to keep the poor impoverished.
You touched on one reason it wouldn’t be guaranteed.
Giving loans to people would be better than UBI. UBI should be viewed as a loan and not free money. If you were ever able to pay it back, you should.
Another problem with capitalism is that a potential worker has no time to hold out for better options. You’re 18 and poor, you have to accept the first job offered as fast as possible or you won’t have shelter or food.
Giving these people a loan or UBI means they can get by until they find something that benefits them. If they want to tell the fast food place “I’ll do it for $15 and not $12 an hour” it’s possible
It’s crazy that the difference between $12 and $15 is 25%. A 25% raise is a large one.
I appreciated reading your comment!
Let’s say 50k is average income
Basic income is 10k
The average person would get 10k in UBI but pay 10k more in taxes
They will have 50k dollars
Someone that makes 100k would get the 10k in UBI but would have to pay 20k more in taxes.
They will have 90k dollars
Someone making 15k (federal min wage) would get 10k in UBI and pay nothing in taxes
They will have 25k dollars
This is simplified, but the idea is that all three people still made 165k combined. Just the person at the bottom got some help.
UBI does not increase the total amount of money in the economy. Just moves it from the rich to the poor.
The average person is still going to have the same spending power
UBI only exists to solve a problem of capitalism. Other systems could have a UI like communism. But it’s the flaws of capitalism that needs it to correct itself.
Social programs exist in capitalism and have existed for years. They are just a complex way of solving a basic problem. “How do we get poor people money?”
Personally, I’d be for UBMI (Universal Bare Minimum Income). Everyone should be provided bare minimum from the society. Food, water, shelter, etc. If you can afford to pay it back, great, if you can’t, that’s fine too. But when people talk about UBI it’s always “how much??”. And it should be the bare minimum to survive and not be forced to run the capitalism rat race. If you’re content to sit in a small shelter and eat 3 meals a day, the government should give it to you. The government gives it to people who break the law and are no where near as deserving
I was probably 7 or 8.
I lost a tooth and put it under my pillow without telling my parents. Toothfairy never came.
Didn’t believe in any of the mythical things after that.
Edit: Oh and we play along. He’s 14 and definitely knows but the wife enjoys it more than he does. So he’s milking it and I applaud him for it.
We can’t tell you who squealed, but it was one of the dozen employees at this McDonald’s. Probably the one that’s going to change jobs soon…
I’d be pissed and scared if I was an employee at that McDonald’s
Not saying I don’t like the song. Great song
Just the song hits slightly different after you realize what “Relax, turn around and take my hand” can mean.
Stinkfist - Tool
You think from the title it would be obvious. Never thought why it was named like that until after I realized what the song was about.
Don’t think of anything real
My favorite trick is to think of myself in a movie and play it out. I commonly put myself in Harry Potter. I walk up to the hogwarts castle door…then I just have fun making stuff up and playing it out like a movie in my head. Next thing I know, I’m asleep.
If I get too far, I just pick a different movie and start over
The worst thing you can do while falling asleep is thinking about the real world. The present, past, or future. Nope, don’t think about it.
Clear your mind and jump start a dream
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NA beers, ie “NA Budweiser”, doesnt mean “north american budweiser”, but “non-alcoholic budweiser”.