I see wallstreetonparade, I upvote

Thank you for your detailed responses - I’m going to look into KeePass and maybe a Yubikey after reading your description of how it works. I hadn’t considered a Yubikey before mostly because I’m prone to lose things, but also because my encrypted file password is >12 characters and a fairly random mix of lower and uppercase letters, numbers and special characters.

Thanks, great point. Lots of suggestions for KeePass here, so I’ll definitely look into it. I appreciate the command line tool recommendation as well, as that’s my preference. Cheers!

Any obvious holes in keeping a text file on my laptop that I encrypt when not using it? Using ccrypt on linux.

I do not want my passwords - even encrypted - on the cloud or at the mercy of a 3rd party in any fashion.