How has bankruptcy affected you when you’ve gone to apply for things? Has there been any real long term effects when you apply for like a house or car loan?
Bankruptcies fall off your credit report after 7 years. I think the only thing you are blacklisted from after that 7 year period is the bank that credited you and lost money.
How has bankruptcy affected you when you’ve gone to apply for things? Has there been any real long term effects when you apply for like a house or car loan?
After 7 years the bankruptcy disappears from your credit report. After that it’s like it didn’t happen.
Bankruptcies fall off your credit report after 7 years. I think the only thing you are blacklisted from after that 7 year period is the bank that credited you and lost money.