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Joined 2 years ago
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Cake day: September 30th, 2023

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  • There’s some distinction to be made too between cruelty, and just plain apathy, dissociation, or whatever (I’m tired and struggling to word today).

    When you mow down a heap of homes in Sim City you feel nothing because you’re not linking your actions to a real impact on actual people. All you have in mind is that if you do it, you’ll be able to use the space for something else that works better for you.

    To some people, that’s how they view the world.






  • In my limited experience I cannot stress enough how much I prefer small regional airports.

    Walk in, bags checked and through security in 5 minutes, walk a short distance through an area that’s not crowded and not full of shops, and be seated near the gate with a coffee a few minutes later. After a short wait, because you don’t need to get there an hour or more early, walk across a bit of open tarmac to a plane that’s not bursting at the seams, then take off after hardly any taxiing. So good.




  • Wish that was the case in AU, ours is paid upfront in a lump sum and is non-refundable. If you refinance above 80% you pay it again, in full, upfront. If you pay the loan down to below 80%, doesn’t matter, no prorata refund. It’s 20-30k down the toilet, just in LMI. That’s on top of the 50-80k in stamp duty also pissed away :(

    To make it worse, many add the LMI to their mortgage, so they pay interest on the higher balance. It’s also a deterrent for people to refinance while they’re within that 80+% LVR bracket, so shopping for a better deal is mostly pointless. Banks aren’t just disinterested in pushing for a better deal, they’re actively incentivised against it.


  • Regardless of your stance on the name change, doesn’t the executive order (and subsequent updating of the names register or whatever it’s called) make it official? In which case the maps are just being updated to reflect it.

    Afaik they’re not changing it anywhere outside the US as (so far…) that’s the only place it’s been changed, so it’s not like they’re pushing that name in places where it’s not official.

    It’s also not unheard of to have map details that vary depending on where you are, to align with the official stance of wherever the map is being viewed from. Ukraine, bits of the India/Pakistan border, IIRC some islands off Japan disputed by China, etc.

    Not saying the name change isn’t stupid and not suggesting at all that the companies in question aren’t scum, but getting angry at the map maintainers for this change seems pointless. What did you expect them to do?

    Am I missing something?







  • She makes some good points, but only focuses on Google’s monopoly being an issue. It is, but there’s no mention of privacy concerns, the oversaturation of ads, space being created for ads by deliberately worsening the UX, etc. The industry itself is a shitshow.

    The issue isn’t so much that Google has a monopoly on the enormously invasive data that’s collected. The issue is that it is being collected.





  • As I understand it these are basically an insurance policy. The promoter takes out a policy detailing the odds of a payout being required, and pay a premium based on the insurer’s risk assessment.

    And of course the insurer wants to minimise the odds of paying out, and the promoter wants to minimise their premium - so the top prize is usually, as above, near-unwinnable.